| Interest rates |
| DEPOSIT INTERESTS |
DEPOSITS IN
RON
(min.
10.000 RON
)
|
DEPOSITS IN FOREIGN CURRENCY
(min. 10.000 USD or 10.000 EUR) |
| PERIOD |
RON
|
PERIOD/ amount foreign currency |
USD |
EUR |
| Current account |
0.25% |
Current account |
0.10% |
0.10% |
| Overnight |
1.50% |
Overnight |
0.15% |
0.15% |
1 week
< 500.000
> 500.000 |
3.00%
3.50% |
1 week
< 100.000
> 100.000 |
0.25%
0.40% |
0.35%
0.50% |
2 weeks
< 500.000
> 500.000 |
3.00%
3.50% |
2 weeks
< 100.000
> 100.000 |
0.35%
0.50% |
0.35%
0.50% |
1 month
< 500.000
> 500.000 |
4.50%
5.00% |
1 month
< 100.000
> 100.000 |
1.00%
1.25% |
1.50%
1.75% |
2 months
< 500.000
> 500.000 |
4.50%
5.00% |
2 months
< 100.000
> 100.000 |
1.00%
1.25% |
1.50%
1.75% |
3 months
< 500.000
> 500.000 |
5.00%
5.50% |
3 months
< 100.000
> 100.000 |
1.25%
1.50% |
2.00%
2.25% |
6 months
< 500.000
> 500.000 |
5.00%
5.50% |
6 months
< 100.000
> 100.000 |
1.25%
1.50% |
2.00%
2.25% |
1 year
< 500.000
> 500.000 |
5.00%
5.50% |
1 year
< 100.000
> 100.000 |
1.25%
1.50% |
2.00%
2.25% |
The interest on demand will be paid for amounts exceeding EUR 1000, USD 1500 and RON 4000.
|
| LOAN INTERESTS |
| RON denominated LOANS |
| Credits |
ROBOR + margin |
| Exceptional debit (interests on unauthorized debit balance of the account) |
25% |
| FOREIGN CURRENCIES (USD, EUR) denominated LOANS |
| Credits |
Currency reference interest (LIBOR, EURIBOR) + margin |
| Discounting |
Currency reference interest (LIBOR, EURIBOR) + margin |
| Exceptional debit (interests on unauthorized debit balance of the account) |
15% |
|
|
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| Exchange rate evolution |
| RON |
7/9 |
8/9 |
9/9 |
| USD |
3,3168 |
3,3625 |
3,3791 |
| EUR |
4,2762 |
4,2915 |
4,2872 |
|
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| Interest rates |
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| Foreign currencies |
At sight |
3 months |
| Legal persons |
| RON |
0.25% |
5.00% |
| USD |
0.10% |
1.25% |
| EUR |
0.10% |
2.00% |
|
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|
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|
![]() The interest on demand will be paid
for amounts exceeding EUR 1000,
USD 1500 and RON 4000. |
|
